Business Owners
You have put time, money, and hard work into building a successful business. As a business owner, it is critical to take appropriate measures to protect yourself and your company. From tax planning to financial planning and risk management, our full-service team of financial advisors helps business owners choose appropriate investment, insurance, and financial planning options for their unique business situation.
SUCCESSION PLANNING
Plain and simple, who will take over your company once you are ready to step down? Do you have an exit strategy in place? Many business owners dream of passing their company on to a son or daughter. Whether you're considering an IPO, selling to employees, engaging with private equity, or negotiating with a competitor, effective succession planning enables you to strategically prepare for your business's future after you are no longer involved.
RETIREMENT PLANS
We offer a diverse range of retirement plans including SEPs, SIMPLE IRAs, 401(k)s, 403(b)s, deferred compensation plans, and cash balance plans to meet the unique needs of each business and its employees.
GROUP BENEFITS
Group benefits are employer-sponsored programs that offer health, life, and other types of insurance coverage to employees as part of their compensation package. Our team assists clients in understanding and selecting the right group benefit plans for their business, ensuring they balance cost with the need to attract and retain top talent by offering competitive and comprehensive benefits.
KEY EMPLOYEES
We Implement strategies to reward and retain key employees, enhancing loyalty and driving long-term success through tailored recognition and incentive programs. Executive benefits we offer include Non-Qualified Deferred Compensation, Long-Term Incentive Plans (LTIPs), Phantom Stock, Stock Appreciation Rights (SARs), and other Non-Qualified Stock Options.
TAX PLANNING*
Owning a business provides numerous tax advantages, ranging from contributions to employee retirement plans to charitable giving. We collaborate with business owners and their CPA to identify, evaluate and advise on tax planning opportunities. By considering all aspects of the business, we recognize potential tax benefits and implement strategies for future tax planning.
RISK MANAGEMENT
Every business is unique, along with the risks it faces. As risk management advisors, we partner with our clients to deeply understand their business and the associated risks. We then implement effective insurance strategies to safeguard their business from potential incidents. We also work with clients to ensure that their business entity remains separate from their personal assets, protecting them from threat, compromise, or complete loss.
COORDINATION OF ADVICE PROVIDERS
We take on the responsibility of coordinating with your various advice providers, including CPAs, attorneys, employee benefits specialists, and insurance agents, ensuring that everyone is aligned and working collaboratively towards the same planned goals.
BUSINESS CONSULTING
Leveraging our experience and our VAST partners (Value Added Service Team) of external professionals in the community, we offer comprehensive services, such as business coaching, business brokers and investment banking.
*Neither Kestra Investment Services, nor its registered representatives, offer tax or legal advice. Always consult a qualified tax advisor for information as to how taxes may affect your particular situation.