Individuals and Families

At Cornerstone Capital Wealth Management, we recognize that everyone’s situation is different, so our approach with each client is personalized. We work as a team with our clients to help them understand their investment options and how to manage their dollars, so they are better equipped to make decisions about their financial future. We are committed to understanding where our clients are in life, where they want to be, and helping them set a realistic plan for their financial future.

 

FINANCIAL PLANNING

At Cornerstone Capital Wealth Management, our advisors take a full-service, team approach to financial planning. We collaborate with our clients’ accountants, attorneys, insurance agents and other professional organizations to deliver a comprehensive financial plan that addresses all aspects of their financial future. Our commitment is to help clients set realistic plans to achieve their personal and financial goals.


INVESTMENT MANAGEMENT

We recognize that each client’s investment path is completely unique based on factors, such as financial security and risk tolerance. It is our promise to offer a personalized approach when it comes to managing each client’s investment portfolio. Our approach begins with educating clients on investment options and asset allocation platforms, and continues throughout the life of our partnership, with ongoing monitoring and recommendations on these accounts.


INSURANCE PLANNING

Life has a funny way of throwing us a curveball or two. While these events and stages in life aren’t fun to think about, it is important to plan for them. As wealth management advisors, we look at each client’s own big picture and help them proactively plan for the future, protecting assets and loved ones.


ESTATE PLANNING

Its important to develop comprehensive estate plans that ensure wealth preservation and smooth transfer of assets to beneficiaries, while minimizing tax liabilities and fulfilling legacy goals.


CHARITABLE GIVING

We coordinate strategic charitable giving plans using Charitable Remainder Trusts (CRTs), donor-advised funds, and family foundations to maximize philanthropic impact and optimize tax advantages. 


SOCIAL SECURITY*

Choosing the right time to start receiving Social Security benefits is a very personal decision, unique to everyone. The only way to receive 100% of your social security benefits is to wait until full retirement age, which is based on your birth year. Determining the best age to start collecting social security benefits is a very personal decision and depends on several factors, such as life expectancy, marital status, employment status, etc. We are here to help. We will walk you through the choices and give you our recommendation for starting your Social Security Benefits. Further, we will walk you through the enrollment process to ensure everything is handled properly.


 

*Cornerstone Capital Wealth Management and Kestra Investment Services are not endorsed by or affiliated with the U.S. Social Security Administration or any government agency.